Loan against Patek Philippe.

What we lend against

A loan against Patek Philippe covers the Nautilus, Aquanaut, Calatrava and Perpetual Calendar. The licensed lender appraises the watch, holds it as collateral, and returns it once the loan is repaid.

To start the conversation, email hi@luxuryassetloans.com with photos and reference details. For a calibrated baseline before that, use the LAL estimator — it'll give you a wholesale-FMV range based on category, value, and target loan amount.

What to send

• 4–6 clear photos of the asset (front, back, sides, condition detail)
• Reference number, date code, or model identifier
• Documentation: papers, certificates, provenance, GIA grading reports
• A brief note about how much you want to borrow and your timeline

In-person appraisal sets the final number.