What types of pieces don't you lend against?

We don't lend against fashion-tier watches, fashion jewelry, mass-market printer-made art, or anything where the secondary market lacks liquidity. We're sector-specialist, not general pawn.

Do you accept items without papers/certificates?

Yes — but LTV will be lower. Box-and-papers, GIA grading, or auction provenance can add 10–20% to your loan amount.

Will you pull my credit?

Ask the licensed lender what it reviews, and read the written terms before you sign.

How fast does it fund?

Funding timelines vary and are confirmed by the lender in writing before you sign.

What's the loan term?

Loan terms and any renewal options are determined by the lender and disclosed in writing before you sign.

What happens if I don't repay?

What happens at maturity or default is set out in the written loan agreement. Read it, and verify the lender's license, before you sign.

Is my asset insured?

Storage and insurance arrangements for collateral are set out in writing by the licensed lender before you sign.

Where do I bring the asset?

Appraisal happens in person with the licensed lender; the location is confirmed when you book. Verify the lender's license before you hand over the asset.

FAQ.